ISLAMABAD, (APP – UrduPoint / Pakistan Point News – 19th Aug, 2026) The Central Directorate of National Savings (CDNS) has set a savings mobilisation target of Rs1.53 trillion for fiscal year 2026-27, aiming to deepen the national savings base, broaden investment opportunities and promote greater financial inclusion.
The new target follows the successful mobilisation of Rs1.384 trillion during FY2025-26, enabling the directorate to fully meet its annual target and reflecting continued public confidence in government-backed savings schemes.
According to official sources, CDNS mobilised Rs1.384 trillion between July 1, 2025, and June 30, 2026. The achievement demonstrates sustained demand for secure and low-risk investment avenues despite changing economic conditions and growing competition within the financial sector.
Officials said the directorate is focusing on expanding the culture of household savings, bringing more investors into the formal financial system and providing citizens with reliable avenues for long-term investment.
CDNS also remains an important source of domestic resource mobilisation for the government, while its savings products encourage individuals and households to adopt structured financial planning.
On focus on Islamic Savings ,s part of efforts to diversify its product portfolio, CDNS allocated Rs60 billion for Islamic savings instruments during FY2025-26.
The initiative is designed to provide investors with Shariah-compliant alternatives while supporting the expansion of Pakistan’s Islamic finance sector.
During FY2024-25, CDNS had set an overall savings mobilisation target of Rs1.65 trillion, including Rs170 billion for Islamic finance products, highlighting the institution’s continued efforts to diversify investment options and widen access to financial services.
On Consistent Mobilisation Performanc, the CDNS has maintained a strong savings mobilisation record in recent years.
During FY2023-24, the directorate collected Rs1.742 trillion, surpassing its target of Rs1.7 trillion. In FY2022-23, it achieved its Rs1.6 trillion mobilisation target.
Similarly, in FY2021-22, the initial target of Rs1.3 trillion was revised upward to Rs1.4 trillion following improved market conditions and stronger-than-anticipated mobilisation.
Officials attributed the sustained performance to institutional reforms, improved efficiency, digital transformation and customer-oriented measures aimed at making National Savings services more accessible.
The directorate has also continued to strengthen its nationwide network and improve service delivery to facilitate investors, particularly those seeking secure government-backed investment products.
Officials expressed confidence that the new Rs1.53 trillion target for FY2026-27 would further strengthen Pakistan’s savings culture and support domestic resource mobilisation.
They said increased participation in formal savings schemes would not only provide citizens with secure investment opportunities but also contribute to broader economic stability by increasing the availability of domestic resources for national development.
With a greater focus on digitalisation, product diversification and financial inclusion, CDNS aims to further consolidate its role as a key pillar of Pakistan’s domestic savings and investment landscape.
